Remember all those cars torched and overturned in the Vancouver riots this past summer? Only those owners with the right optional coverage could make a claim to an insurance company for the damage to their vehicles. Basic coverage would not be enough. Without the optional coverage an owner would have to identify the person or persons responsible for damaging their vehicle and sue them directly.
ICBC is our province’s universal automobile insurance company. “Universal” means that every car owner in BC must purchase their basic coverage (Autoplan) from ICBC. Excess coverage and optional coverage may be purchased from ICBC or from other insurance companies. Continue reading






Young people rioting in Vancouver. Graffiti in Kelowna. Hallowe’en vandalism.
It’s a late Sunday night. Everyone has retired for the night in preparation for another long work week. Well, almost everyone.